Health Care Class Act
why was the class act in the health care bill not reported?
While Congress spent the last year debating how to provide health insurance for the uninsured, a little-known provision slipped into the heath care law that could cost some Americans upwards of $2,000 a year.
The Class Act, otherwise known as the Community Living Assistance Services and Support Act, is the federal government’s first long-term care insurance program.
Under-reported and the under the radar of most lawmakers, the program will allow workers to have an average of roughly $150 or $240 a month, based on age and salary, automatically deducted from their paycheck to save for long-term care.
http://www.foxnews.com/politics/2010/03/26/little-known-long-termhealth-care-provision-budget-buster-say-critics/
Because the media busy reporting on death panels that did not exist. Congress know about this since Nov. 2009.
“The Senate health reform bill, like the House-passed bill, includes a new program to help cover the costs of long-term supports and services for people with disabilities. The program would be strictly voluntary and would be funded by the premiums that beneficiaries would pay. Initially proposed by the late Senator Edward M. Kennedy, the program — known as Community Living Assistance Services and Supports, or CLASS — would provide a daily cash benefit to insured individuals who become limited in several activities of daily living. The cash benefit could be used to help the beneficiary continue working and living in the community or to defray part of the cost of institutional care, if that becomes necessary.
The proposal requires the Secretary of Health and Human Services to design the benefits and set the premiums so that the program will be self-supporting from premiums and interest over a 75-year period. The Congressional Budget Office has estimated that an initial average premium of $123 a month would be sufficient to pay for an average benefit of $75 a day while assuring long-run actuarial soundness. By its very nature, a premium-financed program such as CLASS reduces the federal budget deficit in its early years, when many people are paying premiums and few have become eligible for benefits.”
http://www.cbpp.org/cms/index.cfm?id=3005&fa=view
Sebelius says CLASS Act “financially unsound”
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