New Health Care Plan

What the New Health Care Reform Bill Means For People With Pre-Existing Conditions

I have a pre-existing condition – what does the health care reform bill do for me?

I think one of the biggest questions of the day is how will the health care reform bill affect those people with pre-existing conditions?This has always been a sore spot for me because I am one of those people that has been unfairly denied insurance coverage in the past because of a congenital heart valve condition that I was born with. Being a small business owner for many years, I was always terrified of losing my insurance coverage - knowing that if I lost my coverage I would have a hard time finding other coverage and possibly be without coverage at all.

Addressing pre-existing conditions is just one of the many parts of the health care reform bill – but a very important part - and that is what I will focus on in this first series of hubs about the new health care bill aka The Patient Protection and Affordable Care Act. In an effort to unravel all the bits and pieces of the bill, let’s take a look at summaries of the government documents on how people with pre-existing conditions will fare.

What the Patient Protection and Affordable Care Act says

What the health Care Bill Means For People With Pre-Existing Conditions:

According to the new health car bill, a short summary on pre-existing conditions gives us this:

In 2010, the bill will provide immediate assistance for patients who are uninsured because of pre-existing conditions. It will also prohibit pre-existing condition exclusion for children. In 2014, the bill will ban pre-existing condition exclusion for all patients in the U.S.

“Insurers will be prohibited from denying coverage or setting rates based on gender, health status, medical condition, claims experience, genetic information, evidence of domestic violence, or other health-related factors,” according to the summary. “Premiums will vary only by family structure, geography, actuarial value, tobacco use, participation in a health promotion program, and age (by not more than three to one).

will ensure that ALL Americans have access to quality, affordable health care and will create the transformation within the health care system necessary to contain costs”.

What this means for people like me is that I can now get insurance coverage REGARDLESS of my pre-existing condition. Not only that but I can no longer be discriminated against in the future because of this pre-existing condition. This, in my book, is a huge step towards equality in our nation. I am only one of many who have been denied coverage in the past because of a pre-existing condition – even though I have paid dearly for not only my health coverage but also for those of my children when I owned a small business. I currently have partial insurance, and plan to seek out a better plan now, knowing that I can longer be denied because of my pre-existing condition. Because I also fall into a lower income level at this time, working only part-time, I should be able to immediately get coverage without worrying about getting turned down.

And one of the beautiful things about this bill is that children, our precious children, will now also have the same rights TO HEALTH COVERAGE, regardless of their pre-existing conditions.This is also another huge leap in our society, where up to now parents of handicapped and disabled children have been unfairly denied health insurance for their children that have been born ill or gotten sick. How many times have we seen children unfairly denied medical coverage? Desperate parents seeking to get the medical attention their children needed but could not get? Holding onto jobs for dear life fearing that their children would suffer if they got laid off or fired? My own father, God bless him, stayed in the Navy just so he could provide medical coverage for my sister, who died at the age of 13 because of a congenital heart defect. My father knew how difficult it would be to help my sister without good medical coverage. He made huge life sacrifices for his family to make sure they had good medical coverage (and this was 50 years ago) How many other parents have sat on pins and needles fearing the loss of their medical coverage?

 

About the Author

For more information about health and fitness, body fitness guide, health tips, baby care tips, parenting tips, health exercises, workouts, men’s health, women’s health and teen health, please visit www.pkdoctor.com

The Liberal Family Care Plan

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Mi Plan $9.99 Track Listing: 1. Manos al Aire, 2. M s, 3. Mi Plan – (featuring Alex Cuba), 4. Sue?os – (featuring Alejandro Fern ndez/Alex Grant), 5. Bajo Otra Luz – (featuring Julieta Venegas/Mala Rodr guez), 6. Vacaci n – (featuring Ram n Stagnaro), 7. Suficiente Tiempo, 8. Fuerte – (featuring Buika), 9. Silencio – (featuring Josh Groban/Ram n Stagnaro), 10. Como Lluvia – (featuring Juan Luis Guerra), 11. Feliz Cumplea?os – (featuring Tyler Armes)

Plan A! [Digipak] $20.99 Track Listing: (DISC 1: PLAN A!: PLATIN EDITION:), (DISC 2: PLAN A!: UNPLUGGED SET:), 1. Love is You – (featuring Ingo Politz/Bernd Wendlandt), 1. Love is You – (featuring Thomas Godoj), 2. Let it Be – (featuring Thomas Godoj), 2. Not the Only One – (featuring Ingo Politz/Bernd Wendlandt), 3. Autopilot – (featuring Thomas Godoj), 3. Autopilot – (featuring Uwe Hassbecker/Ingo Politz/Bernd Wendlandt), 4. I Don’t Feel the Same – (featuring Thomas Godoj), 4. Too Young to Grow Old – (featuring Jeff Cascaro), 5. Helden Gesucht – (featuring Thomas Godoj), 5. I Don’t Feel the Same – (featuring Uwe Hassbecker/Ingo Politz/Bernd Wendlandt), 6. Plan A!, 7. Let it Be – (featuring Uwe Hassbecker), 8. It’s Beautiful – (featuring Uwe Hassbecker/Ingo Politz/Bernd Wendlandt), 9. Summer Breeze – (featuring Uwe Hassbecker/Ingo Politz/Bernd Wendlandt), 10. Morning Sun, The – (featuring Ingo Politz/Bernd Wendlandt), 11. Helden Gesucht – (featuring Uwe Hassbecker/Ingo Politz/Bernd Wendlandt), 12. When the Tears Are Falling – (featuring Uwe Hassbecker/Ingo Politz/Bernd Wendlandt), 13. Brandnew Start, 14. Helden Gesucht [Sing Version], 15. I’m Not Ok, 16. I Surrender – (featuring Uwe Hassbecker/Ingo Politz/Bernd Wendlandt), 17. Suspicious Minds, 18. Love is You [Video], 19. Helden Gesucht [Video]

Care Bears: Journey to Joke-a-Lot – Fullscreen Dolby $8.99 A joke gone awry finds Funshine Bear looking for a home better suited to his sense of humor — much to his friend Tenderheart’s dismay — in this latest installment of the popular Care Bears series. Dismayed that his friends cannot appreciate his sense of humor, Funshine Bear leaves Care-a-lot to travel to Joke-a-lot so he can share his jokes with some new friends. Saddened at his friend’s departure, Tenderheart launches a search for Funshine Bear that will find the merry jokester forced to choose between a land where fun is elemental or a comfortable home with friends who care. ~ Jason Buchanan, Rovi

National Health (Japan) (Mlps) (Shm) $54.99 The first National Health album couldn’t have come at a worse time, just when punk and new wave were the musical orders of the day. Of course, in many ways it did itself no favors. This swan song of the fecund Canterbury Scene is ultra-serious, and determined to show its musical prowess by frequent, complex changes of time signature, dense, convoluted arrangements, and frightening technical ability. In that regard, really, it differed from the main ethos of Canterbury prog rock and fusion, which had offered a whimsical, often surreal hippie vision of the world, never taking itself too seriously (if you like, its antecedent was really an earlier group of keyboard player Dave Stewart, Egg). Because of its attitude, the opening epic, “Tenemos Roads,” stands head and shoulders above the rest of the disc, suffused with both light and space, and lifting into a breathless atmosphere when singer Amanda Parsons enters. Melody is the key, and the track has plenty of them, mostly from Stewart and keyboard “guest” (and former member) Alan Gowen, who also shares compositional credits for much of the disc. From there, however, it’s pretty much all downhill. There’s still exceptional playing, but it seems more like the members saying “this is what we can do” rather than setting out to entertain and enthrall; in others words, it’s very self-indulgent, rarely more so than on the dark “Elephants.” “Brujo” has moments of hope, but in the main this is a band that — however good — sadly already sound past their sell-by date. ~ Chris Nickson

HEALTH $12.99 Track Listing: 1. Heaven, 2. Girl Attorney, 3. Triceratops, 4. Crimewave, 5. Courtship, 6. Zoothorns, 7. Tabloid Sores, 8. //M\\, 9. Glitter Pills, 10. Perfect Skin, 11. Lost Time

Care $14.99 Track Listing: 1. Slightly, 2. Crush, The, 3. Up The Beach, 4. Lords Of Sanity, The, 5. Vacuum Stance, 6. Sunlite, 7. Gridlock, 8. Deuce, 9. To Last, 10. Btw

The Dismemberment Plan/Juno $7.99 Track Listing: 1. Dismemberment Plan Gets Rich, The, 2. Crush, 3. Non-Equivalents, 4. High Noon

Handle With Care $26.99 Handle With Care

Zyflamend™ by New Chapter (60 small/medium softgels) $24.49 Herbal support for COX-2 and Inflammation Health*. New Chapter's Zyflamend represents a scientific breakthrough in herbal, COX-2 support to promote a healthy inflammation response.

Imagine: Animal Doctor Care Center PRE-OWNED – Nintendo DS $24.99 SynopsisHelp care for some of the cutest animals as a veterinarian in Imagine: Animal Doctor Care Center. Diagnose and nurse sick animals back to health, then find them the perfect family to love and adopt them. Keep up the good work and, one day, you could be running the baby animal department the most fun place in the world. Get ready to live out your dream career in Animal Doctor Care Center as you take charge of your own virtual veterinarian’s office. It’s up to you to diagnose and treat animals who need your help. Nurse these sweet, lovable animals back to health and keep them happy by playing with them, petting them and making sure they are clean and fed. Customize the animals’ playpens and the office waiting room with a wide range of color palettes and art to create a homey atmosphere. Make sure your patients stay healthy by setting them up for regular check-ups just like a real doctor and spend time with them to create positive relationships.

Brand New $6.99 Track Listing: 1. Opening Observations, 2. Newscasters and Personalities, 3. Israelis, Terrorists and Arabs, 4. Jew’s Discussion In The Lobby / Intermission , 5. Health And Sickness / Food Fads And Status , 6. Gentiles And Jews / Difference, The

tXtBlocker $35 Family Plan $35 Eliminate texting, e-mailing, Facebooking and Web surfing distractions while driving with this $35 text-blocking family plan that features arrival and departure notifications for locations set up on the interactive map.

The Game Plan - $12.99 Gridiron Gang star Dwayne “The Rock” Johnson picks up the pigskin once again for this sports-themed family comedy concerning a football superstar who abandons the gridiron to answer the call of fatherhood. Joe Kingman (Johnson) was a star quarterback destined for greatness; not only is the Boston-based team he plays for well on their way to the championships, but he’s got all the money and fame that a man could want out of life. A perpetual bachelor whose one brief marriage ended many moons ago, Kingman is stunned to learn that a long-forgotten youthful fling had more permanent consequences than he ever anticipated. Now, just as his career is set to blow up bigger than ever, this perpetual bachelor learns that he has a seven-year-old daughter named Peyton (Madison Pettis). So how does a lifelong jock who’s used to partying all night and dropping 20-yard bombs all day adjust to a life of ballet classes, Barbie dolls, and afternoon play dates? Whatever road he chooses to take, it certainly won’t be easy, especially since his ruthless, goal-oriented agent, Stella (Kyra Sedgwick), would rather see her client scoring touchdowns than cementing familial bonds. ~ Jason Buchanan, Rovi

Plan a Project $12.99 Track Listing: 1. Locked Hearts and Hand Grenades, 2. Sirens, 3. Thanks Mom, You Taught Me Well, 4. Danger, 5. Red Devil, 6. Generator, 7. Take Back Whats Yours, 8. Jim Crow, 9. Confrontation 101, 10. Battleground, 11. P.I.F.L., 12. Creeps Night Out

The Excitement Plan $14.99 Track Listing: 1. Slim Chance, 2. Greencastle Blues, 3. Amercia’s Favorite Pastime, 4. Doll Face, 5. Bring ‘Em Home, 6. Corpus Christi Bay, 7. Last Laugh, The, 8. Unorganized Crime, 9. Barefoot Champagne, 10. Don’t Temp Me, 11. Money, Compliments, Publicity, 12. Good Fortune

Shari Bayles: Laugh and Learn About Newborn Baby Care - $19.99 Shari Bayles: Laugh and Learn About Newborn Baby Care features the childcare expert helping soothe the anxieties of new parents by calmly answering some of the frequently asked questions from new mothers and fathers. ~ Perry Seibert, Rovi

The New Seditionaries $12.99 Track Listing: 1. Go Insane, 2. New Seditionaries, 3. P.G.L., 4. I’m a Mess, 5. Don’t Care About Me, 6. Lip Music, 7. See You Go, 8. Fools, 9. Worst, The, 10. (Cat’s Clause), 11. Beware, 12. Two in the Heart, 13. Walking into the Fire

The New World $14.99 Track Listing: 1. Hammer, The, 2. Only, 3. Bad Girl Blues, 4. California 85, 5. Larosse, 6. New One, The, 7. Twistin’, 8. Hanging on Hopeless, 9. She Don’t Care, 10. Echo

Battlestar Galactica: Plan/Razor [Original... $16.99 Full performer name: Original Soundtrack/Bear McCreary.Full title: Battlestar Galactica: Plan/Razor [Original Soundtrack].

The New World - $19.99 This French film explores the strange and complex issues that arise when a lesbian couple considers stepping outside of their defining sexual paradigm in the pursuit of having children. Lucie and Marion are hoping to start a family, and need some outside help to make it happen. When the very heterosexual Hugo steps up and offers to do the job, the implications of their plan become complicated. ~ Cammila Albertson, Rovi

Daddy Day Care – Widescreen Fullscreen Dubbed $8.99 Two fathers get a crash course in caring for kids other than their own in this family-friendly comedy. Charlie Hinton (Eddie Murphy) is an advertising executive whose job monopolizes his time, making it difficult for him to stay in touch with his young son, Ben (Khamani Griffin). However, after Charlie and his partner, Phil (Jeff Garlin), are given their pink slips in the wake of a disastrous campaign for a new breakfast cereal, Charlie’s wife, Kim (Regina King), goes back to work, and with the family budget tighter than before, Charlie becomes a stay-at-home dad. After pulling Ben out of an expensive and exclusive daycare center run by the humorless Gwyneth Harridan (Anjelica Huston), Charlie comes up with a brainstorm — since he and Phil watch their own children every day, how much harder could it be to watch a few more kids and open their own day care center? Charlie and Phil discover there’s much more to running a daycare center than they ever imagined, but after a very rough start, with the help of likable slacker Marvin (Steve Zahn) their new business becomes a success — so much so that Harridan finds herself losing customers to the upstart fathers, and she starts searching for a way to shut them down. ~ Mark Deming, Rovi

Music For Health & Healing $13.99 Music For Health & Healing

Sickness & Health [LP] $19.98 Sickness & Health [LP]

Best of Mental Health $14.99 Best of Mental Health

Griffin Technology Screen Care Kit for 6th-Generation Apple iPod nano $9.99 Keep your 6th-generation Apple iPod nano looking like new with this screen care kit that features a cleaning cloth for removing smudges and 5 matte-finish, static-peel screen protectors to keep grit and dust away from your device’s screen.

Griffin Technology Screen Care Kit for Archos 7 Internet Media Tablets $14.99 Keep your Archos 7 Internet media tablet’s display looking like new with this screen care kit that features 5 matte-finish, static-peel screen protectors for guarding against bumps and scratches. The cleaning cloth easily removes smudges and fingerprints.

Griffin Technology Screen Care Kit for 4th-Generation Apple iPod touch $14.99 Keep your 4th-generation iPod touch’s display looking like new with this screen care kit that features a cleaning cloth for wiping away fingerprints and dust. The matte-finish, static-peel screen protectors guard against bumps and scratches.

Office: Season One [WS] – Widescreen Subtitle Dolby $9.99 Includes:The Office: Hot Girl (2005) The Office: Pilot (2005) The Office: Diversity Day (2005) The Office: The Alliance (2005) The Office: Basketball (2005) The Office: Health Care (2005) The Office: Hot Girl The competition for attention is stiff after Michael lets a comely handbag vendor set up shop in a conference room. ~ TV Guide, Rovi The Office: Pilot In the series pilot, Michael is told a downsizing plan is to be confidential; thus, it spreads like wildfire. ~ TV Guide, Rovi The Office: Diversity Day Despite creating the need for a diversity seminar, Michael feels he’s the best candidate to run one, which he does after the facilitator leaves. ~ TV Guide, Rovi The Office: The Alliance Dwight proposes an alliance with Jim to combat downsizing; Michael forces Pam to create a birthday party to improve morale. ~ TV Guide, Rovi The Office: Basketball Michael captains his handpicked basketball squad against a team from the warehouse, where Pam’s boyfriend Roy works. ~ TV Guide, Rovi The Office: Health Care Michael promises a surprise to distract the troops from Dwight’s dictatorial choosing of a cut-rate health-care plan. ~ TV Guide, Rovi

Hitler’s Lost Plan - $19.99 The horrifying though process behind Adolph Hitler’s plan for global domination serves as the subject of this documentary detailing the shocking discovery of an unpublished sequel to Mein Kampf, and the rigorous steps that were taken in order to prove its authenticity. The year was 1958: historian Gerhard L. Weinberg was rummaging through stacks of reclaimed Nazi documents in a converted, Alexandria, Virginia torpedo factory when he happened across a curious, faded green box. A closer look revealed the contents therein to be an unpublished sequel to Mein Kampf that had been dictated by Hitler himself, and revealed his chilling master plan for perpetual war. Now, for the first time ever, history buff can follow along as experts strive to authenticate the manuscript while pondering what the future may have been had Hitler actually lived to accomplish his grim goal. ~ Jason Buchanan, Rovi

Take Care of My Cat – Widescreen Subtitle Dolby $24.99 Five girlfriends graduate high school in the Korean port city of Inchon. They set out to pursue their limited opportunities, vowing to continue their friendship into adult life. Hae-joo (Lee Yo-Won) is pretty and ambitious. She gets a job working for a brokerage house and soon moves away to Seoul. Tae-hee (Bae Doo-na) works part-time for her domineering father, and does volunteer work, helping out a romantic young poet with cerebral palsy. Ji-young (Ok Ji-young) lives with her grandparents in a ramshackle hut by the docks. She can’t find a job, so she struggles to support herself. The half-Chinese twins, Bi-ryu (Lee Eun-sil) and Ohn-jo (Lee Eun-ju), continue their relatively carefree existence. Ji-young finds a stray kitten, and gives it to Hae-joo as a birthday gift. Hae-joo soon returns it, however, finding pet ownership too much trouble. Ji-young and Hae-joo grow further apart as they discover their values in conflict. Tae-hee tries to keep the group together, organizing sporadic reunions while dealing with her own problems at home. When she goes alone to visit the sullen Ji-young at home, the two realize that their connection has remained strong, and when tragedy strikes Ji-young’s family, Hae-joo is there to support her. Take Care of My Cat is the debut feature of writer/director Jeong Jae-eun. She had previously directed several award-winning shorts. The film was processed using the same bleach bypass method used in David Fincher’s Seven, which accounts for its unique saturated color palette. The film was accepted into the Rotterdam Film Festival, and New Directors/New Films in New York. ~ Josh Ralske, Rovi

Stickin’ to the Plan, Vol. 1 $14.99 Track Listing: 1. Mama, 2. Loco Crew, 3. Ghetto, The, 4. Live Like a Hog, 5. Pen 2 da Pad, 6. I Can Feel the Rage, 7. Playboy, 8. Mob Life G’s, 9. Cold City Dreams, 10. Stickin’ to the Plan, 11. Daddy of da Hood, 12. Dedication to the Mac, 13. Jungle Boogie – (bonus track), 14. Pop on the Avenue – (bonus track), 15. Young Mac Dre – (bonus track)

Fall Back Plan $12.99 Track Listing: 1. Turn My Back, 2. Buy the Ticket, 3. Running in Place, 4. Find a Knife, 5. Brick by Brick, 6. Burning Bridges, 7. Friends Like You, 8. Shit Don’t Change, 9. Bleeding, The, 10. Fall Back Plan, 11. Choking, 12. Shoot Me Down, 13. Lights Out, 14. Tooth and Nail, 15. Set in Stone

Yoga Journal: Yoga for Total Back Care by Annie Carpenter - $14.99 Yoga instructor and health expert Annie Carpenter leads this program, designed to help relax and strengthen the back, easing pain and tension through the fluid movements of vinyasa style yoga. The program offers two extended segments, one focused on the lower back, and one focused on the upper back and shoulders. ~ Cammila Albertson, Rovi

Breast Health: Audible… [Digipak] $9.99 Track Listing: 1. Breast Health 1, 2. Breast Health 2, 3. Breast Health 3, 4. Breast Health 4, 5. Breast Health 5, 6. Breast Health 6, 7. Breast Health 7, 8. Breast Health 8, 9. Breast Health 9

New Balance Via Step Pedometer $21.99 Track your health with this pedometer that measures time and number of steps taken to give you a comprehensive view of your workout.

tXtBlocker $25 Single User Plan $25 Eliminate texting, e-mailing, Facebooking, Web surfing and other distractions while driving with this $25 text-blocking single user plan that features arrival and departure notifications for locations set up on the interactive map.

Breast Health: Subliminal… [Digipak] $9.99 Track Listing: 1. Breast Health-SE 1, 2. Breast Health-SE 2, 3. Breast Health-SE 3, 4. Breast Health-SE 4, 5. Breast Health-SE 5, 6. Breast Health-SE 6, 7. Breast Health-SE 7, 8. Breast Health-SE 8, 9. Breast Health-SE 9, 10. Breast Health-SE 10, 11. Breast Health-SE 11, 12. Breast Health-SE 12

Care Bears: Adventure In Care A Lot – Fullscreen Special $8.99 Care Bears: Adventure In Care A Lot – Fullscreen Special

Crazy Horses: Plan $15.99 The third volume in the 7Ts label’s series of Osbros two-fers, these are the albums that first confirmed, and then exceeded, the Osmonds’ status as the teen dream of the early to mid-’70s, two albums that find them not only peaking as songwriters and performers, but also rushing ahead of both ambition and ability to deliver what remains one of the most misunderstood records of the age. Crazy Horses is killer. With Donny’s tonsils now off making albums of their own, his presence here is confined to keyboards, allowing the elder Osmonds to fulfill the vocal duties, and to rock out accordingly. The mad synth boogie of the title track would be a classic rock staple had any other artist recorded it, and it’s not alone, as “Hold Her Tight” and “We All Fall Down” follow its lead into seriously rocking territory. True, the ballads do spoil the show a little, but only from the point of view of a “serious” rock fan trying to justify this album’s presence in his/her collection. The Osmonds knew who their most loyal fans were, and this LP remains geared toward the screamagers. Which is exactly how it ought to be — and precisely why their next album, The Plan, fell down. A conceptual package built around the Osmond family’s Mormon faith, The Plan does not lack for hummable melodies or toe-tapping rockers. Nor can you accuse the brothers of resting on their musical laurels, as they swerve from big ballad to hard rock, acid psych to grandiose soul. Where it falls down is through a lyrical vision that is simply so po-faced and so bent on proselytizing that, for once, the Knack were wrong. The little girls didn’t understand, and the big ones didn’t want to. Up to this point, the Osmonds seemed invulnerable. Now that wasn’t so certain. ~ Dave Thompson

Bob the Builder: Bob’s Big Plan - $6.99 Includes:Bob the Builder: Bob’s Fresh Start (2004) Bob the Builder: Lofty’s Shelter (2004) Bob the Builder: Dizzy and the Talkie Talkie (2004) Bob the Builder: Bob’s Big Plan (2004) Bob the Builder: Bob’s Fresh Start No synopsis available. Bob the Builder: Lofty’s Shelter No synopsis available. Bob the Builder: Dizzy and the Talkie Talkie No synopsis available. Bob the Builder: Bob’s Big Plan No synopsis available.

The Care Bears: Big Wish Movie – Fullscreen Dolby $8.99 A lonely bear finds that making new friends takes more than a simple wish in this computer animated adventure for the whole family. Everyone knows that when you wish upon a star your wildest dreams can come true, but when that star is your best friend Twinkles one wish is only the first step in an unforgettable journey of friendship and caring. While a wish for some new friends may ease Wish Bear’s boredom for the time being, the melancholy cub soon learns that in order for friendships to grow, you have to nurture them and build trust as well – and that takes more than just a simple wish. ~ Jason Buchanan, Rovi

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